Blog

Why use a mortgage broker?

Mortgage brokers spend time getting to know you and your specific needs. They make this a priority when finding a lender that will work for you. This is a huge benefit for borrowers who are full-time workers and/or have families to consider when seeking mortgage options to purchase or refinance. It doesn’t matter...

What's the role of a broker?

Brokers are finance professionals and loan advisors who work on behalf of borrowers to find appropriate financial options that best match their needs in order to secure the right financial assistance they are seeking. With their expert financial advice, brokers act as a middleman between lending institutions and borrowers to...

What documents do I need when applying for a loan?

The more information you provide, the better! Documents such as proof of identification, proof of income, a detailed list of monthly expenses, and ownership details of current assets. These documents will assist you to be prepared and organised for when the time comes to submit your loan application. Contact us today for...

What are the benefits of working with a finance broker for commercial loans?

Self-employed people spend much of their time and energy devoted to their business. The team at Lending 4U will use our resources to assist with the business’s finance requirements. This allows business owners to focus on running their business rather than getting tied down in the endless paperwork, as well...

How should you prepare for a finance broker meeting?

When preparing for a meeting with a finance broker, an important thing to have is a clear understanding of your financial position, as well as the type of property you're thinking of purchasing. Whether you’re looking to buy your first home, an investment property, a commercial space, or want to...

How much should you borrow?

Sticking to your budget when choosing a property to purchase is the best way to circumvent mortgage stress. Our finance brokers at Lending 4 U can differentiate between what you should borrow and what you can borrow to obtain the property you want. The amount you borrow is determined by...

Are you feeling mortgage stress?

Many mortgage holders are considering refinancing to reduce their mortgage repayments as interest rates rise. The benefits of refinancing your property depend on the current rate you’re receiving. We advise you to look closely at your financial position ahead of increasing interest rates to see whether you’re comfortable making repayments....